I'm going about this all wrong

I am tired of not having money. I just posted on my other site an essay on finding the easiest way to do something, and I'm not doing that with regards to making money. I'm in the wrong job, it's obvious. I think having a passive revenue stream is very key, multiple streams in fact. Selling your time only once is insane.

I also need to start exercising again. I got sick, and then it got cold outside, and now I need to exercise indoors and I'm not doing it. There's a decent exercise facility here, so I need to just bring a change of clothes, a towel, and some shampoo to clean up after exercising.

I'm also thinking that having a job, as in working for someone else, is also insane. It's nuts for the same reason that service based contracting is nuts - you can only sell your time once with it. It's much better to do one thing and have a lot of people incrementally pay you for it.

Buying stocks, bonds, mutual funds, annuities - those are all fine and dandy passive revenue streams, but they also have a really pitiful rate of return when you really think about it. Very few businesses have as their plan, "We'll take our investor's money and put in the bank, and as the interest comes in, we'll pay out dividends." That's just stupid. Investors require a much higher ROI than that, as they can just put money in the bank themselves.

Of course, a higher ROI means greater risk, but that's the business of playing the law of large numbers. If the ROI wasn't high enough, people simply wouldn't start new businesses, or anything like that.

So I need a much, much higer ROI on my time.